EZ Capital

 The smarter solution for small business financing

Smart, fast and flexible financing options to grow your business.

Businessman handing over a cash-filled envelope above contract documents during an EZ Capital funding agreement.Businessman handing over a cash-filled envelope above contract documents during an EZ Capital funding agreement.
The Right Business Financing to Fuel Your Growth
We provide a full range of financing solutions to meet the diverse needs of every business. Whatever your size or stage of growth, we are here to help you find the right fit to fuel your success and unlock your potential.
Cash handoff during a small business loan agreement, with documents and an envelope on the meeting table.
SBA Loans
Up to 85% government-backed, supporting long-term financing needs.

Ideal for long-term expansion, equipment, or commercial real estate.
Three stacks of shiny gold coins representing financial growth and business capital funding.
Business Line of Credit
On-demand capital designed to add flexibility to cash flow management.

Ideal for navigating seasonal ups and downs with capital available as a backup when needs are not fully defined.
Visual of increasing gold coin piles in nature, illustrating financial growth and upward economic trends.
Term Loans
Predictable Capital for Defined Goals.

Ideal for long-term investments, refinancing debt, and other one-time expenses.
Man and woman reviewing construction plans inside unfinished building, planning project or discussing financing options.
Merchant Cash Advance
An advance of capital repaid using future earnings deposited into a business' merchant account.

Ideal for immediate funding needs, short-term expenses, or businesses that don’t qualify for traditional business loans.
Equipment Financing
Modernize equipment while preserving operating cash flow.

Ideal for planned equipment purchases or upgrades with installment payments.
EZ Capital Restaurant Solutions
Financing that Keeps Pace with the Kitchen.

Ideal for restaurants needing fast capital to cover short-term expenses.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.
Point of Sale
A comprehensive point-of-sale platform that powers your entire restaurant operation.

Our Roadmap

White-Glove Service at NO cost

Time-Saving
One application, multiple matches.

Money-Saving
Free consultation, no hidden fees.

Hassle-Free
Seamless guidance from documents to submission.

Worry-Free
Vetted lenders through trusted channels.

Get Started
Get Started
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Step 1
Tell Us Your Funding Needs

Spend just a few minutes sharing your requirements online.

Step 2
Complete and Submit Your Application

Apply online—free, secure, and with no impact on your credit score.

Step 3
Compare and Choose the Best Option

Review multiple offers in one place and select the solution that fits you best.

Step 4
Receive Your Funds

Once approved, funding can be available in as fast as 24 hours.

Real results for businesses nationwide
Stylish modern restaurant interior with set tables and warm lighting.
Restaurant | Oregon
$500,000 approved — SBA 7(a)
Used for opening a new location.
Construction team reviewing blueprints on-site in front of an unfinished multi-story building under a clear sky.
Construction Company | New Mexico
$37,500 approved — Term Loan
Used for business expansion.
Stylist cutting woman's hair in a clean, bright beauty salon interior.
Beauty Salon | Virginia
$79,000 approved — Merchant Cash Advance (MCA)
Used for daily operations.
Senior woman being helped by nurse in home care environment.
Home Care Center | California
$200,000 approved — 2-Year Term Loan
Used for a second location.
Excavation company’s heavy machinery including several LiuGong excavators parked in a row at a job site.
Excavator Company | Pennsylvania
$130,605 approved — Equipment Financing
Used for new machinery.
Close-up of a worker cleaning a car with a high-pressure foam spray gun.
Car Wash | New Jersey
$3,445,000 approved — 5-Year Term Loan
Used for renovation & new site opening.
See how MenuSifu can power your restaurant

Our team is ready to tailor a solution that fits your goals and operations.

Any questions? We got you.

More questions?

Contact us
Which lenders does EZ Capital work with?
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We partner with over 100 banks and fintech lenders. All partners are carefully vetted to ensure security, reliability, and trusted funding sources.

How fast can I receive funding?
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Funding timelines vary by product. For example, with certain options such as merchant cash advances, funds may be available within 24–48 hours after approval and document submission.

What are the repayment terms?
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Repayment frequency depends on the financing product. Common options include daily, weekly, or monthly repayments.

How does EZ Capital charge for its services?
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EZ Capital’s services are completely free. From consultation to application, we do not charge any fees. If you choose to accept an approved offer and proceed with funding, you only pay the fees charged directly by the lender.

More Question?

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